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Student visa

UK Student Visa Cost in 2026: Full Breakdown

Total cost of a UK Student visa in 2026 — application fee £524, discounted IHS, biometrics, and worked examples for undergraduate, Master's and PhD.

By Mahadheer ManuUpdated Verified · gov.uk·

TL;DR

UK Student visa: £524 from outside the UK plus the discounted IHS of £776 per year of study. For a 3-year undergraduate, total is roughly £2,952 in fees and IHS, before tuition and living costs. The biggest expense is tuition itself (£15,000-£45,000+/year for international students) plus living costs.

Application fee

Where applyingFee
Outside the UK£524
Inside the UK (extension or switch)£775
Child Student (under 18)Same as adult

Immigration Health Surcharge (IHS)

Student rate is £776 per year of leave granted — discounted from the standard £1,035 adult rate.

For a typical course:

  • 1-year Master's: £776 IHS
  • 3-year undergraduate: £2,328 IHS
  • 4-year integrated Master's: £3,104 IHS
  • 4-year PhD: £3,104 IHS

IHS is paid upfront for the entire visa period, not annually.

Other costs

  • Biometrics: £100 (paid at the application centre)
  • Priority Service: £500 — 5 working days (vs 3 weeks standard)
  • Super-Priority Service: £1,000 — 24 hours after biometrics
  • English language test (if needed): £150-£200 for IELTS for UKVI
  • TB test (if from listed country): £75-£150
  • UK ENIC statement (if needed): £210
  • CAS issue fee: Varies by university, typically free
  • University deposit (paid to university, not UKVI): £1,000-£10,000

Worked examples

Example 1 — 3-year undergraduate from outside UK

ItemCost
Visa fee£524
IHS (£776 × 3)£2,328
Biometrics£100
TB test (if from India / Nigeria etc.)£100
Total visa-related~£3,050
Tuition fees (3 × £25,000)£75,000
Living costs (3 × £15,000)£45,000
Total cost of UK degree~£123,000

Example 2 — 1-year taught Master's from outside UK

ItemCost
Visa fee£524
IHS (£776 × 1)£776
Biometrics£100
Total visa-related~£1,400
Tuition fees (1 year)£30,000
Living costs (1 year)£15,000
Total cost of UK Master's~£46,400

Example 3 — 4-year PhD from outside UK

ItemCost
Visa fee£524
IHS (£776 × 4)£3,104
Biometrics£100
ATAS certificate (if required)Free
Total visa-related~£3,800
Tuition / bench fees (4 years)£80,000
Living costs (4 years)£55,000
Total cost of UK PhD~£140,000

(Many PhD students have funded scholarships covering tuition + stipend; cost to applicant can be much lower.)

Living costs requirement

The Student visa requires evidence of living costs you can show:

LocationPer monthFor 9 months total
London (within M25)£1,334£12,006
Outside London£1,023£9,207

Maintenance funds must be held for 28 consecutive days, ending no more than 31 days before applying. See our maintenance funds page for the format requirements.

Hidden costs

Multiple SELT exam attempts

If your English needs to be evidenced via IELTS for UKVI (rather than degree exemption), you may not pass first time. Plan for £400-£600 in test fees if you need 2-3 attempts.

Translations

Non-English qualifications need certified translations (£20-£60 per document) plus UK ENIC equivalence statement (£210).

NHS surcharge for dependants

If you bring dependants (allowed only for postgraduate research and government-sponsored students), each dependant pays the standard adult IHS of £1,035/year — not the discounted £776 student rate.

Course material and equipment

Textbooks, laptops, lab equipment, software licences — typically £500-£3,000 per year of study.

Funding sources

  • Self-funded — most international students
  • Scholarships — Chevening, Commonwealth, Marshall, university-specific (cover tuition + sometimes living)
  • Student loans — limited UK loans for international students; home country loans common
  • Employer sponsorship — some career-development arrangements
  • Family support — common in many cultures

UKVI accepts most funding sources for the maintenance and tuition evidence — check the specific evidence rules for your funding type.

Total Student visa journey cost

For an undergraduate planning Student → Graduate → Skilled Worker → ILR:

StageVisa-related cost
Student visa (3-year undergraduate)~£3,050
Graduate visa (2 years, applied before 2027)~£3,050
Skilled Worker visa (3 years initial)~£4,800
Skilled Worker extension (2 years)~£3,500
ILR application£3,029
Total~£17,400

Plus tuition (£75,000+ for the undergraduate) and 10 years of living costs.

Tools that pair with this

For preparing the Student visa document bundle:

  • Checklist generator — personalised list including ATAS gating
  • Bundler — merge passport, CAS reference (in form), maintenance bank statement, qualifications
  • Compressor — fit the 2 MB VFS Global limit if applying from outside the UK

Sources

  1. [1]gov.ukhttps://www.gov.uk/visa-fees
  2. [2]gov.ukhttps://www.gov.uk/student-visa

Common questions

  1. 01

    How much is the UK Student visa fee?

    £524 from outside the UK and £775 from inside, plus the discounted Immigration Health Surcharge of £776 per year of study. For a 3-year undergraduate, total is roughly £2,952 in fees and IHS, before tuition and living costs.

  2. 02

    Why is the Student IHS lower than other routes?

    The Home Office offers a reduced IHS rate for Student visa holders and under-18s — £776/year instead of £1,035/year. This recognises that students typically generate less NHS demand and have lower earning capacity.

  3. 03

    Do I need to pay tuition fees with the visa application?

    Tuition fees are paid to the university, not UKVI, and are typically paid in instalments (deposit + termly or annual). The visa application requires evidence you can pay tuition (CAS shows what you owe), but the actual payment goes to your university.

Free tools that pair with this guide